What happens when we finally talk about what matters?

Vivian Cobb delivers keynote experiences that name the truth people already feel and turn honest conversation into meaningful change.

Vivian's Keynotes Available Live or Virtually

The Cost of Silence: From Avoidance to Accountability

Silence often feels easier than difficult conversations — until it isn’t.


In this deeply personal and eye-opening keynote, Vivian reveals how unspoken fears, assumptions, and emotional patterns quietly shape financial decisions and relationships. Through her own story and relatable insight, audiences see how avoiding conversations about money can lead to stress, misunderstanding, and long-term consequences.


More importantly, Vivian shows what becomes possible when people replace silence with clarity and shared responsibility.


Audiences Will:


  • Recognize how silence shows up in money conversations and decision-making 
  • Understand the emotional forces that keep difficult conversations from happening
  • Learn simple ways to begin honest dialogue immediately
  • Build accountability and stronger partnership around financial decisions

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Financial Infidelity and Our Emotional Relationship With Money

This keynote pulls back the curtain on the emotional side of money that few people talk about. Vivian explores why people hide purchases, avoid statements, delay conversations, and keep financial secrets — often without realizing the long-term damage it causes.


Through storytelling and insight, audiences discover how fear and emotional conditioning drive money behavior — and how openness becomes the turning point for trust and connection.


Audiences Will:


  • Understand the emotional drivers behind money behavior and secrecy
  • Recognize patterns of avoidance, hiding, and financial infidelity
  • Learn how emotional awareness changes financial communication
  • Begin building trust through honesty and transparency

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Why Organizations Hire Vivian

Woman in blue patterned dress with arms raised, smiling.

Inspiring honest conversations that transform how people relate to money, trust, and responsibility.

Organizations, associations, and businesses bring Vivian to the stage because she speaks from experience — not theory. Her message empowers audiences to build financial confidence, reshape habits, and have the courageous conversations that strengthen relationships and drive results.

Client Testimonials


What They Say...

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    “Vivian has an amazing ability to captivate an audience and keep everyone engaged when she is speaking. She very clearly puts her heart into her work and is 100% committed with her storytelling.”


    —Ben Katz, The New Yorker Radio Hour Podcast

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    “I couldn’t let the day end without telling you how amazing the session was today. Your message is genuine and real. You are using your testimonies as a way to bless and enhance those you encounter. Thank you for being the best part of my day and may you continue to be a refreshing blessing to others!”


    —Kristy McMillon, AT&T, FACES DFW

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    “Vivian, thank you so much for sharing your story of how you found the courage, strength, and perseverance to dream once again through seemingly unsurmountable circumstances. You remind us that we do not need to stay stuck in situations that are not healthy. Rather, we all have within us the ability to Intentionally don our ruby red slippers in order to walk the path we need to travel to get where we truly want to go.”


    —Suanne Terry, AT&T, FACES DFW

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    “Vivian Cobb left a lasting impression in the hearts of our audience when she spoke to us about the power of forgiveness. Months after hearing her energetic speech we are still talking about it. Vivian’s enthusiasm and professionalism made her a joy to work with. I look forward to the opportunity to book her again.”


    —Asta Star, Coordinator, Stories on the Edge



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    “I have just watched Vivian give her presentation at a TEDx conference. She was by far the best speaker! Her presentation was flawless. She connected so intensely with her audience. I had goosebumps. I think she is just an incredible speaker. And her message was so wonderful. Vivian, you are absolutely a jewel sent back from heaven. I’m so proud that I got to see your speech. Thank you, Vivian.”


    —Lynn Cedarquist, Audience Member

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    “Through the expression of your story and your own struggles, you have an extraordinary ability to connect authentically with people from remarkably different walks of life than you. There is an element of vulnerability that unites people under a common humanity. Your story taps into this part of people in a beautiful way. I’m thankful to have witnessed you sharing your story. It is transformative, thought-provoking, and is worth being shared with the world.”


    —John Herd, Audience Member

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